Efficiency Market Hypothesis Essay Example | Topics and Well Written Essays - 2000 words

Efficiency Market Hypothesis - Essay Example Efficient markets do exist in theory. For example according to financial theory there are efficient stock markets that especially don't permit market manipulation by investors. However the practical scenario negates this proposition very often. For instance the rally of the stock could be attributed partially to the equity issue and not to the efficiency of the markets. The stock market crash of 2008 can be identified as a situation in which a stock market experiences a sudden and major decline in value of its underlying stocks. However crashes can occur mainly due to the rising stock prices and excessive economic optimism (Cuthbertson, 1996). Further it can be caused by the collapse of a speculative bubble, financial crisis or economic crisis. A substantial change in stock markets and price behavior can be caused by psychological influences that often lead to bubbles. Thus EMH is flawed to a certain extent because there is no such grantee that share prices would be solely determined by a pure interplay of market forces, i.e. demand and supply. In fact the crash in 2008 occurred due to structural deficiencies that in turn were characterized by a flurry of activity in which overvalued shares were traded hectically during the immediately preceding period before the crash. Stock market influences on the investors' policy decision making process and corporate strategy have been discussed against backdrop of an evolving environment of change. This is because of the fact that business organizations are becoming more popular because their survival is directly proportional to the size of the market rather than the manageability (Elton, and Martin. 2003). Compact small business organizations have been described as economically unproductive in times of financial recessions because their excessive dependence on internal organizational capabilities leads to poor decisions. Therefore it's essential now to discuss the various theoretical underpinnings of the optimal capital structure in order to determine how efficiently the stock market would be able to function in the absence of the above mentioned shortcomings such as bankruptcy costs and information asymmetry. In addition, there are some highly influential theories. With the help of them it's possible to discuss how best an efficient stock market can be brought into existence (or not) thus rendering both capital structure and dividend policy of the firm irrelevant. However the extent to which those stock market imperfections can be overcome would determine the degree of perfection of the stock market in a given situation.On the other hand the success of big firms has been attributed to their ability to raise both debt and equity capital and the relative size of the market. In the first place financial recessions dependents on the firm's ability to raise capital. Since the market value of the firm is affected by the way in which the capital is structured, managers might prefer to raise debt instead of equity thus bringing down the value of the firm in the eyes of the investor (Copeland, and Fred, 1988). Subsequently shareholders might be compelled to sell their shares at lower prices. In such a scenario big corporate entities are able to survive on pre commitments made by institutional lenders who will not

Preparing a Budget Request Assignment Example | Topics and Well Written Essays - 1000 words

Preparing a Budget Request - Assignment Example However, the rising population could make it hard for the police to carry out their duties as effectively as they should. There have been reports that the crime rate in the downtown area has gone up. I wish to request three to five additional police officers for the city. This will ensure that crime rate is at a minimal level and the officers are not overworked (Mikesell, 2010). Currently the town’s police department has 30 uniformed officers and 12 support staff. This translates to a ratio of 1 police officer for every 2,500 residents. Studies have shown that places with higher populations are likely to harbor more crime than less populated areas. In this town, the population is increasing at a steady rate, which means that the likelihood of increased crime is a reality that needs to be dealt with as early and as fast as possible (Reif-Lehrer, 2005). The town residents are well aware that the police department is currently understaffed. Individuals who are out to cause troubl e also know this. The downtown area is most vulnerable to crime due to the businesses situated in the area. Most of the economy of this town depend son the retail trade that is solely centered on the downtown area. If crime rate around this downtown area goes unchecked, the businesses will suffer, and so will the economy of the town. The other areas are relatively secure and regular police patrols do ensure that law and order are maintained at all times. An additional three or more police officers would ensure that business in the downtown area continues without people fearing that they might loose business due to crime. Currently the officers are overwhelmed with work, and this situation is not likely to become any better due to the increasing population. The town does need more officers on patrol, especially at night. Due to the shortage the police department is facing at the moment, most officers are forced to work over time past their designated shifts. The department has not ha d any extra officers for the last six years, despite the fact that the work load has been increasing during the same duration. Most of these officers are family men and women while others have other commitments. We have tried to reassign some of the duties performed by uniformed officers to other employees, but this strategy has failed to make the work of the officers any less. It would therefore be futile to continue in this line of action since it will not bear fruit (Reif-Lehrer, 2005). As chief of police, I was aware of the growing need for additional officers. I had tried to request for more officers last year, but my request was not granted. The manager has already been briefed of this growing workload situation. With three to five more police officer, the work load in the department will go down. Work will be distributed equitably among all the officers so that no one will have to spend more time at work than other officers. Failure to fund this request may have multiple nega tive effects on the department and the town’s residents. The officers available for duty will continue to suffer under too much pressure due to too much work. If the extra officers do not come within the year, we will have to disregard some duties and concentrate on the most pressing of the town’s security needs. This will bring on another problem: that of inefficiency (Kemp and Dunbar, 2003). The department will need to perform exemplarily in all its responsibilities for the greater good of the community. This is an urgent

Comparing and contrasting Silver Blaze and Finger Man Essay Example for Free

Comparing and contrasting Silver Blaze and Finger Man Essay When one thinks of detective fiction stories images of crime, murder, hero detective and villains enter a persons mind. These images have been constantly changing over years, but they are not very different from when detective stories first began in 1828. The birth of detective stories came about in 1828 with a novel called Memoires supposedly written by Vidocq a chief of Frances detective force known as Surete. In 1841 a number of short stories were composed and collected to form The Murders in the Rue Morgue by Edgar Allen Poe but it was in 1892 when detective stories finally emerged and become known by the people. It was in 1892 when The Adventures of Sherlock Holmes by Sir Arthur Conan Doyle was published in the Strand magazine that detective fiction had become a great success. The years of Sherlock Holmes stories are considered as the Golden Age of detective fiction, after this authors began to take different approaches towards detective fiction writing, the writing was most notoriously named Hard Boiled detective fiction. Both types of approaches varied in different ways with each other, the Golden Age era consisted of stories with closed settings and focused its characters in the middle and upper classes. In the Hard Boiled era the plot would be mentally just as challenging as a story from the Golden Age era, but would unfold and lead to violent twists and turns. In Hard-boiled stories the detective solves the mystery by creating more trouble and being tough but does not return society to order or vindicate the power of reason. It was this new Hard Boiled setting that Raymond Chandler set his stories, and created his hard boiled detective Philip Marlow. Philip Marlow was first introduced in 1921 through a magazine called The Black Mask, which contained his short stories.  Both Silver Blaze and Finger Man are fictional Detective stories, but differ in many different ways from language and dialogue to cultural changes shown between both stories. This is because the stories were written at two different times, Silver Blaze is a pre 20th century piece of text where as Finger Man was created within the 20th century. Sir Arthur Conan Doyle a British author created Silver Blaze which featured one of the most renowned detective characters, Sherlock Holmes. His fictional character became so famous and loved by the public they actually embraced his identity and grew to believe that Sherlock Holmes was a real person and lived at 221b Baker Street. Finger Man was created by an American author called Raymond Chandler and starred a private detective by the name of Philip Marlowe. This fictional character appealed to a wide audience and was in most of Raymond Chandlers stories, eventually Hollywood used these stories and the character Philip Marlowe to create motion pictures.  In Silver Blaze Sherlock Holmes and his partner Dr Watson travel to Devon to uncover the kidnapping of a prize-winning horse. In this detective novel any clue will help towards the case and anybody having some relevance with the horse will be a suspect. In Silver Blaze the plot mainly revolves around a few individuals such as. Whereas in finger man the story includes many characters who each play some small yet important part within the story. In Finger Man we see a tale of false framing on the main character Philip Marlowe who is set up by gangsters. It starts happening when he takes a job for a friend, but his friend dies and Marlowe becomes the prime suspect. When I read both stories there were many differences in character between Sherlock Holmes and Philip Marlowe. Sherlock Holmes is a more thoughtful and clue based detective where as Philip Marlowe relies on tip-offs and violence to resolve a situation. Sherlock Holmes is a methodical detective and relies in his wits to solve a case whereas PM uses his instincts. Within Silver Blaze Sherlock Holmes has a partner called Watson, the story itself is narrated by Watson and told through his view. PM is a one-man army and doesnt depend on anybody for assistance unless in dire circumstances.  The change in text and dialogue is clearly shown once reading both stories. Pre 20th century text is very descriptive which is used as a feature of Holmes personality. In Finger Man the dialogue is very abrupt and direct, which also constructs an image of the stories setting and the characters persona.

Leadership In The Contemporary Business Environment

Leadership In The Contemporary Business Environment Today, the role of leadership in the contemporary business environment can hardly be underestimated. In this respect, it is possible to refer to the experience of John Walsh, the human resource manager of Norton Pistons, who has managed to lead the company out of the ongoing crisis and made it the industry leader. His experienced and effective leadership approaches to the company contributed to the consistent, qualitative change in the development of the company and relationships between managers and employees within the company. In this regard, it is worth mentioning the fact that the development of effective leadership style depends on the personal and professional skills and inclinations of the leader and his or her ability to take the lead and create conditions favorable for the effective development of the entire company. Please describe your leadership style in some detail. (Ask for examples of this style) The leadership style of John Walsh can be characterized as the transformational leadership. The transformational leadership style, according to the leader, is viewed as the introduction of changes and the involvement of the leader in the development and introduction of the change. In fact, the leader prepares subordinates to the change and encourages them to change their workplace environment and style of work. Ideally, the transformational leadership style creates valuable and positive change in the followers with the end goal of developing followers into leaders. Do you consider yourself a charismatic leader? Why or why not? The leader considers himself to be a charismatic leader, who attempts to breed leaders in his subordinates to create an effective team. At the same time, the leader aims at the creation of the team to maintain the growth of the organization and to unite subordinates, who follow his lead and are capable to take effective decisions and make other people follow their lead. At this point, it is worth mentioning the fact that the leader pays a lot of attention to the loyalty of his subordinates. On the other hand, he is always ready to assist to other employees and his subordinates. In such a way, he attempts to develop leadership in his subordinates and enhance the effectiveness of the performance of the organization. How did you become a leader in your organization? John Walsh became the leader after seven years of work in the company. At this point, it is worth mentioning the fact that he worked for the company and started as the human resource manager. He worked for five years in other companies. However, as he started to work in our company, he has proved to be quite successful and revealed the leadership inclinations fast. As a result, he has started to progress since the beginning of his career. In the course of seven years he had become the leader of the company. In this regard, the leader points out that leadership skills were extremely important to reach a tremendous success in the company. At the same time, he pointed out that the development of organizational and communication skills were also essential for his professional developed. On the other hand, his charisma was also extremely important because due to his charisma he had managed to gain the support of employees and respect of other managers that contributed to his fast career p rogress. How does your organization develop leaders (or leadership skills)? The organization provides successful managers opportunities for training to develop their leadership skills. In this regard, the company provides its managers with special training courses. In addition, the company develops knowledge sharing management to develop leadership skills in its managers. Through the close cooperation with each other, managers could share experience and develop their leadership skills. In such a way, the development of leadership skills is effective and does not need substantial investments. Connections to organizational behavior The leadership is very important in the contemporary organizations and the organizational behavior depends on the effective leadership style. In this respect, the transformational leadership style is particularly effective, when organizations need changes. In the contemporary business environment, organizations should come prepared to changes because the fast development of technologies and changes in the business environment contributes to the fast development of business and raises the problem of adaptation of changes within the organization. At this point, it is worth mentioning the fact that the experience of John Walsh is quite useful in terms of the improvement of the organizational performance. In addition, the charismatic leadership contributes to the fast development of organizations because the charisma of a leader unites people and helps the organization to reach strategic goals effectively. Conclusion Thus, taking into account all above mentioned, it is important to place emphasis on the fact that the leadership style is very important in the contemporary business environment. The experience of John Welch is very important and helps to reveal effective strategies to reach positive outcomes in the organizational development.

Comparing Glycemic Responses to Low-Carbohydrate and High-Carbohydrate

Comparing Glycemic Responses to Low-Carbohydrate and High-Carbohydrate Energy Bars The Atkins Advantage Bar and the Power Bar are two energy bars containing differing amounts of carbohydrate. Both bars were studied in order to compare their effects on glycemia in the body. Steven R. Hertzler and Yeonsoo Kim investigated these bars in comparison with two controls, chicken breast and white bread, because these two foods also have divergent carbohydrate contents. To perform their study, the researchers recorded plasma glucose responses to 60-gram portions of all of these test foods. This study demonstrates the correlation between the carbohydrate composition of the Atkins Advantage Bar and the Power Bar, and the effects that this has on glycemia. The Atkins Advantage Bar is a low-carbohydrate energy bar that is part of the Atkins Diet plan. This snack food fits into the low-carbohydrate, high-protein weight loss program. Its purpose is to replenish the energy lost when one removes carbohydrates from his/ her diet in attempts to lose weight. In this particular study, the Atkins Advantage Bar served as the low-carbohydrate bar, which had the closest macronutrient composition to the chicken breast control (zero carbohydrates). One serving of this energy bar contains 2.6 grams or less of carbohydrates. Participants of this study who were fed the 60-gram portions of the Atkins Advantage energy bar experienced predictable glycemic responses, as a result of the low amount of carbohydrate that this bar contains. These participants produced the lowest glycemic responses in the study. Consumption of his energy bar reduced glycemia by 71%, as compared with the white bread control. The results of this study did not surprise Hertzler an. .. ...trated that energy bars that contain divergent amounts of carbohydrate produce different results. The low-carbohydrate energy bar, the Atkins Advantage Bar, produced the lowest glycemic responses, thus reducing glycemia. On the end of the spectrum, the high-carbohydrate Power Bar produced the highest glycemic responses, which increased glycemia. The differing glycemic responses of these two energy bars make sense because each bar has been developed to fulfill a different purpose. The Atkins Advantage Bar is a snack food that fits into a low-carbohydrate diet; therefore, its goal is to promote weight loss. On the other hand, the Power Bar is an energy bar that mainly fits into an exercise plan; and its goal is to replenish glycogen in the muscles. These two energy bars affect the body’s glycemic levels differently because they were formulated for different purposes.

Buddhism Speech -- essays research papers

Today I am giving an informative speech on Buddhism. Now, "informative" is the key word here. I just want to reasure everyone that I am simply going to explain some of the philosophy of Buddhism. I am not, however, trying to sway your beliefs or views on life in ANY way. Instead, I'm going to share with you some of the basic things that I know, and however you choose to use the information, if at all, is totally up to you. In fact, one of the strongest beliefs of a Buddhist, is that their "way of life" is NEVER forced on anyone. To shove it down someones throught would contradict almost everything the Buddha had to say. To start, I wanna clear up some simple, misinterpretations that some of you may or may not have made, probobly due to the lack of information. First of all, Buddhists do not worship the Buddha, and the Buddha was not a God. He was just a teacher and an inspiration to his followers. He was someone who had obtained "enlightenment", or been awakened to the way that all things are. Kinda like a "meaning of life" sort of deal. Which is much more complex than many would expect. At first when Buddha discovered this, after meditating for several days, he believed it was pointless to try and teach someone what he has obtained, that his thoughts couldnt be explained through the means of words. but he was soon convinced when he came across a wondering holy man told him that "some people just have a little dust in their eyes,...

Essay --

Hacking â€Å"I hacked your Facebook!† seems to me to be almost a common statement among people recently, but is it really hacking? No. Although someone could use a â€Å"brute force† program to mathematically get someone’s password it is not likely, and hardly worthwhile. Hacking can be extremely intimidating to someone who doesn’t completely understand what it is, or how it’s done. There are thousands of hackers in the world that make a living off of their skill and knowledge, not by stealing credit card information from old people who bought something online, or by taking social security numbers and selling them on a black market. These things do happen, and are possible, but are not as likely as the media would have you believe. The majority of professional hackers are referred to as â€Å"white hat† hackers. The term white hat comes from old movies when the good guy would wear a white hat, and the bad guy would wear a black hat. The first real hack happened before there were big security systems, and even before cell phones. Phreaking was the term given to the first official hackers, which dealt with telecommunication, and in this case, rotary style phones. Phreaking is a crime and is considered â€Å"toll fraud.† In some situations people with the knowledge cold use it to avoid long distance call charges. When this style of home phone was still new a long distance could even be considered across the street in some areas, and long distance calls were charged by the minute. Rotary phones have a hook that completes a circuit to send a signal, by rapidly clicking the hook for a variable number of times at roughly 5 to 10 clicks per second, separated by intervals of about one second, the caller can dial numbers as if they were using the rotary... ... 50minutes of down time. This attack was impressive on both ends, it showed the hacker had great skill, but also showed the white hats working for Reddit do an amazing job.. There are several laws in most countries against hacking in this way, and the punishments are severe, but that doesn’t stop most hackers. So is â€Å"hacking† a Facebook really hacking? Not at all. Hacking a Facebook is, at best, kiddie scripting. A script kiddie is a non-expert who breaks into computer systems by using pre-packaged automated tools written by others, usually with little understanding of the underlying concept. Even that is stretching it, if a friend leaves their Facebook open on your computer you did not hack it. If people took the time to read, understand, and not fanaticize about computer hacking it would be less intimidating, and easier to prevent on both large and small scales.

Consider the Significance of the Extract (Lines 816-844) and Discuss its Relevance to the Tale as a Whole

The significance of this extract is extremely dimensional as the narrator once again provides the reader with additional examples of January's mindset and lifestyle and also continues to foreshadow the remainder of the tale. The immense sexual imagery present during this extract reinforces January's marriage intentions, foreshadows the future and also includes a flair of comedy. The garden January built has been constructed especially to avoid any prying eyes and to achieve the utmost privacy as the garden is ‘walled al with stone.' The impounding enclosure of the walls signifies and reinforces his sexual prowess and desire to ‘menace (L.540)' May which can also be construed to consider January's tendency for sexual violence. The introduction of Priapus, God of Gardens yet also personification of the erect phallus is ironic and is a comedic devise used to signify the importance of the garden as neither could ‘telle the beautee of the gardyn and the welle.' The significance of the key and gate represent January and May respectively as the key to the garden, carried only by January signifies his desire to keep May to himself, allowing no one else to have access to her as she represents the ‘smale wiket' which January was able to unlock when he wished. Keys and keyholes are bold significant metaphors for sex, which proves explicit later on in the tale. The sexual imagery and implications applied during this extract pose a major significance to some of the tale's implied themes of January's age, his intentions for marriage and of the forthcoming deception he will encounter. The mythical gods which are introduced in this extract enables the reader to comprehend the sheer significance of the garden and reinforce the beauty. In particular, Proserpina and Pluto are especially significant later in the tale and their initial connection with the Garden at this position in the tale allows the reader to understand their domestic debate later featured which constitutes to the outcome of the entire tale. Arguably, one of the most predominant significance of this extract is the comparisons of January's private garden with the Garden of Eden. References have been made beforehand, likening the relationship and characters of January and May to Adam and Eve. The main difference between the two couples is Adam and Eve had sex after Eden whereas for January, his Garden has been built purely to satisfy his sexual desires. This extract can also be compared to the wedding feast, where January appears the more dominant of the couple as he eagerly awaits his guests to leave in order to sleep with May. However, this extract proves significant in the power exchange, as here, the initiative rests with May as the reader learns that January's joy will be short lived ‘worldly joy may nat alwey dure.' The extract possess many ‘Courtly Love' references the obvious one being the reference to the ‘Romance of the Rose' a French courtly love poem where the woman is represented as a rosebud in a beautiful garden. Also through the description of the garden the and the ‘welle, that stood under a laurer alwey grene' ‘Courtly Love' is explored and remains a highly comical literature devise throughout the tale. January and May's incompatibility is significantly challenged during this extract which bears an enormous relevance to the tale. The beautiful garden represents spring, which is astronomically associated with the month of May and also the character; therefore ‘he [January] wolde paye his wyf hir dette in somer seson' significantly reinforces their incompatibility and makes way for the adultery. The extract, in relevance to the tale as a whole, provides an insight as to what will happen later on in the tale. Various sexual images and references including ‘thinges whiche were nat doon abedde he in the gardyn parfourned hem' allows the reader to identify and relate this extract to the adulterous actions which later happen. The frequent references to mythical people and Gods are also present within this extract, however, these actually bear a direct significance to the tales scheme.

Describe the concept of Moral Relativism Essay

â€Å"You have no right to tell me what to do† and â€Å"What is true for you is not true for me† are great examples of how we do not always accept the real truth in life and these statements are both examples of relativism. There are four kinds of relativism: metaphysical, epistemological, religious and moral which I am going to talk about. Every choice we make is due to each person’s individual morality. Morality is concerned with the free choice of rational human beings, therefore Protagoras shows that there are no moral absolutes when he said â€Å"Man is the measure of all things† in addition moral relativism is the belief that morality does not relate to any absolute standards of right and wrong but good and bad are dependent on culture and circumstance meaning that moral relativism is deontological because it all depends on something being right and wrong. Having a morality may mean that different groups of people may play different versions of football, just like different countries have different legal systems, in addition having a certain moral could just be chosen by the mood that you are in at that certain time of day because moralities accepted at one time may fail to be accepted at another time. What is it for a group or an individual to have a particular morality? In some ways it is like having a particular language with a particular syntax (The arrangement of words and phrases to create well-formed sentences in a language) and also how we use certain vocabulary. Your morality explains something about the way you act and about the way you react to the actions of others. In my opinion moral relativism is very contradictive and a good example of this would be law enforcement within America because we and they say â€Å"murder is wrong† and their solution is to murder the murderer via execution. We say â€Å"theft is wrong† and then take taxes from people without consent. If someone doesn’t pay taxes and even resists then they will be judged as being morally wrong even though they are doing moral wrongness themselves. Moving on, normative ethics is the main concept of moral relativism because it is the examination of issues of right and wrong and how people justify the decision they make when faced with situations of moral choice an example of this would be the ten commandments because they are a set of rules to stop us from being miss lead in life. In addition a great example of this would be when morality is determined by situations, for example, lying is wrong. But lying to the Nazis where the Jews are is right. Since situations are relative and changing, then morality is relative and changing, however morality is not always determined by situations but conditioned by it for example murder is wrong, but one must murder someone for self-defence. So therefore this situation makes a deed right, Killing for self-defence makes killing not murder. Therefore killing for self-defence is not wrong. Another point people think is true is that good intentions is enough. It is not. Hitler had good intentions, but his actions were not. A good intention can make a deed good, but a good intention does not make a bad deed good.

Evaluating Compliance Strategies Essay

The compliance process is very important in medical billing and coding. After a patient is seen, physicians document the patient’s visit. Medical administrators then post the medical codes of the visit in the practice management program (PMP) and prepare the claim. It is important to prepare claims correctly in order to stay in compliance. A correct claim connects a billed service to a diagnosis. The diagnosis has to relate to the billed service to treat the patient’s ailment. The connection is referred to as code linkage. It is important to correctly link procedures and diagnosis’ because if they aren’t correctly link the payer will reject the claim and will not pay for the services which then makes the patient responsible for payment. To be in compliance, medical insurance specialists need to know each payer’s billing rules stated in each insurance policy. These are subject to change and updated frequently so medical insurance specialists also use payer bulletins, websites, and maintain communication with payer representatives to make sure they are staying in compliance. Medicare also has its own set of rules and regulations. The Medicare National correct coding initiative (CCI) controls improper coding. CCI edits are used by computers to check claims for errors that would lead to improper payment of services. The CCI prevents two procedures from being billed that could not have been performed together. Private payers also have code edits similar to the CCI. Compliance errors sometimes occur. Submitting an improper claim may just be a simple mistake such as a typo, or sometimes it may be a deliberate act of fraud. Other common errors that are sometimes made are truncated coding, incorrect gender or age of the patient, assumption coding, altering documentation, coding without proper documentation, reporting services provided by unlicensed providers, and coding a unilateral service twice instead of choosing the bilateral code. For these reasons there are several billing and coding compliance strategies that have been put in place. One compliance strategy used by healthcare professionals is to carefully define bundled code and know global periods. A medical insurance specialist needs to be clear on what individual procedures are contained in bundled codes and what the global periods are for surgical procedures. Another strategy is to benchmark the practices E/M codes with national average. By comparing the practice reports with national averages, upcoding is able to be monitored. Another strategy is to use modifiers appropriately, and be clear on professional courtesy and discounts to uninsured and low income patients. The strategy that I find the most useful and am in support of is to maintain compliant job reference aids and documentation templates. Job reference aids are a form of a cheat sheet that lists procedures and CPT codes that are most often used by each individual practice. I think that the only way this strategy can be improved is to make sure that the job reference aids are updated frequently when new services are added to the practice, and when codes change or new ones are added. This can be accomplished by keeping track of when codes are updated or changed. There are many implications of incorrect medical coding. An improper claim will get rejected or denied by the payer. When this happens the physician will need to either file an appeal, or correct the issue. If the error can be corrected the claim can be resubmitted, however this is still unfortunate because the process will take longer than if it had been done right in the first place. When coding errors are made due to fraudulent attempts, the person who prepared the claim will lose their job and face legal action. Also, sometimes the physician in charge of the practice will be liable and possibly sued, because he/she is responsible for their employee’s and their actions. Medical coding, physician, and payer fees are all related to the compliance process. Any services performed by a physician will need to be correctly coded so that they can be paid for. Medical coding must be done properly in order to stay in compliance. Physicians must be honest and provide proper documentation of any and all services performed in order for an insurance company to accept a claim and pay for the services that were performed. As long as everyone works as a team, and works in honesty, it is easy to stay in compliance. And by using the strategies I have outlined, compliance is not difficult to follow.

Key Players in Curriculum Development Essays

Key Players in Curriculum Development Essays Key Players in Curriculum Development Essay Key Players in Curriculum Development Essay Axia College Material Appendix E Fill in the table by describing the role and influence each group has on curriculum. Some may have direct influence and some may have indirect influence. Identify whether their influence deals with selecting, maintaining, or evaluating the curriculum and in what ways they participate in that process. The first answer is provided as an example. Key Players in Curriculum Development Key PlayersRole and Influence on Curriculum Federal GovernmentThe federal government passes federal legislations, such as the No Child Left Behind Act, to which schools must measure up. NCLB mandates can directly influence the curriculum in schools. They mostly influence the selection of curriculum. StateThe state determines what the students should learned based upon grade level and also selects the materials to be used in order for them to learn. They give guidance through teacher aid material to help the teachers know how to present the material to the classroom such as syllabi or other documents created for each subject. DistrictThe district also plays a key role in supporting and evaluating whether the curriculum mandated by the state standards is being met. Districts may evaluate each grade level to ensure the curriculum is being presented effectively and the standards for each grade is being met. The main role of the district is ensuring the implementation of the set curriculum. SchoolThe school’s role is to present the materials given by the state and district to the teacher and ensure the curriculum is being taught in the classroom. Schools must make sure the student’s state standard of learning is being met and that the teachers are being held accountable in the classroom. TeacherThe teacher’s role has little control but probably the most responsibility. It is their role to ensure the students’ success as a learner. They must also evaluate the curriculum and materials given to them and make recommendations for changes hat may help students to be more successful. They must give positive and negative feedback so that the curriculum choices can be a constant improvement in the educational system. CommunityWhile the community does not have a direct role in the choosing of the curriculum, they do play a role in the allocation of funds through tax dollars. They play a role in voting for members who make the decisions about the curric ulum but control whether there is an increase in funding for schools based on their success.

Lord of the Fliessociety and ethical nature essays

Lord of the Fliessociety and ethical nature essays Lord of the Flies clearly defines society as being shaped by the individuals ethical nature not by what political system is intact. Any sanction of people or land my attempt to establish a type of government or monarchy. The government or political system may try to shape society how the "leaders" want it, but it will never work out unless the "people" abide. The maturity of the people can play a large factor as it did in the book. The kids would get side-tracked and or bored with the dictatorship, especially the "littluns." They didnt appreciate the order nor understand how it may help in the future. The lack of grown-ups really made this impact because the grown ups would have maintained societys order and enforced it amongst the kids as they typically do in our own society. Some of the different functions of the islands system included the signal fire, hunting, and the assemblies. Each of these shows how the society was effected by the nature of the kids (the immaturity of child in each case). Hunting effected the behaviors and the fire. The kids, especially with Jack, intensified the feelings and created quite an aggression, one that would even cause murder. As Jack felt more and more hatred and desire towards the things he hunted, his entire attitude was affected. As hunting was prioritized, the fire lost some of its value to the kids. It was forgotten and left to smolder, completely disavowing its purpose. Finally the assemblies showed the lack of respect and carelessness that the immaturity and nature caused. Less and less kids began responding to the blowing of the conch. One time it wasnt even sounded in fear that no one would come in response to the call. Eventually, no one really cared. it was last used like a battle signal, and shattered as d id the idea of assemblies. You can have a written law, but it wont do any good unles ...

Five Words in English and in Corporate-speak

Five Words in English and in Corporate-speak Five Words in English and in Corporate-speak Five Words in English and in Corporate-speak By Maeve Maddox Corporate-speak takes many forms, but especially mysterious is the practice of taking a familiar English word commonly understood to have one meaning and using it with a less familiar meaning. Here are five examples. 1. actionable common meaning: â€Å"giving cause for legal action.† Example: Disrespect in the workplace may constitute actionable behavior. corporate usage: able to be acted upon or put into practice. Example: From Apple to the Toastmasters, the world’s most successful organizations demand that attendees leave meetings with actionable tasks. 2. ecosystem common meaning: A biological system composed of all the organisms found in a particular physical environment, interacting with it and with each other. Example: Sockeye salmon vs. Pebble Mine: Protecting a fragile ecosystem in Alaska from destruction. corporate usage: a complex system resembling a biological ecosystem. Example: For me, a successful Entrepreneurial Ecosystem is a space run by people with very entrepreneurial minds. Ecosystems are self-supporting, energetic environments that attract, nurture, move on and reward different stakeholders.   3. granular common meaning: Consisting of grains or granules; existing in the condition of grains or granules. (granule: A small grain; a small compact particle; a pellet.) Example: â€Å"Sandpaper† is material upon which a granular layer of some abrasive has been fixed by means of an adhesive. corporate usage: attending to or explaining the fine details of a topic. Example: The CEO and CFO see the bottom line of the cost of your department more clearly than they see the success of individual projects. Theyre not idiots. They can get granular if they have to, but what they really want to know is if the total cost of IT is worth the output. 4. socialize common meaning: to civilize, to make suitable for society. Example: Pet owners socialize their puppies by taking them into different situations. corporate usage: to let people know about something. Examples: 1. Employees will form beliefs based on what they experience before and after you widely socialize the new purpose and those beliefs will drive their actions. 2. When a good idea hits, find the fastest, cheapest way to get something that will demonstrate and socialize the idea to at least some segment of the target marked.   5. surface common meaning: intransitive verb meaning to come to the surface, especially, to rise to the surface of water. Figuratively, â€Å"to surface† means to come to public attention after a period of obscurity or concealment. Examples: 1. Sometimes we saw the whale and the dolphins surface at the same time. 2. Fear of the truths that might surface about ourselves corporate usage: transitive verb meaning â€Å"to raise.† Example: Plan on meeting regularly so that team members stay informed and any issues you surface are resolved in a timely manner. All occupations develop specialized terminology that serves a practical purpose. For example, terms like banner, head, and gutter provide useful shorthand in the context of running a newspaper. Used in an occupational context, the words’ other meanings do not impede communication. Wrenching the meanings of words like socialize and surface however, has the effect of muddying communication. Speakers who wish to be understood by the largest number of listeners will do well to avoid such meaningless cant in their business meetings and correspondence. Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Business Writing category, check our popular posts, or choose a related post below:Grammar Test 1Capitalization Rules for the Names of GamesHow to Style Legislative Terms

Gay Marriage argument Essays

Gay Marriage argument Essays Gay Marriage argument Essay Gay Marriage argument Essay The issue of legalising cheery matrimony has ever been a affair of great contention in the United States. Many people believe that legalising cheery matrimony is immoral and unconstitutional. Untraditional. unlawful. and unethical are some of the many footings used to depict cheery matrimony. Not all persons feel this manner. The issue has created widespread division both politically and socially. Advocates strongly believe that cheery matrimony is a constitutional right. while the resistance claims it has excessively many societal disadvantages. In present twenty-four hours society the figure of peoples in support of cheery matrimony is higher than of all time. One of the many advocators for pro homosexual matrimony is Evan Wolfson. the laminitis and president of Freedom to Marry. Wolfson presents legion statements for the legalisation of cheery matrimony in his article Without Nationwide Gay Marriage. U. S. Government Discriminates. Using emotional. logical. and legal entreaty. Wolfson presents his statement. Same-sex twosomes should be able to observe their relationships through the bondage of matrimony merely like heterosexual twosomes. Many same-sex twosomes want to get married and they should be able to since it is at that place human right. Evan Wolfson explains it cleanly when he proclaimed Marriage is an of import minute in life when we make a public promise of love and dedication to the individual we are constructing a life with. and inquire our friends and household to back up us and keep us accountable. Couples who have made that committedness in life should hold the same committedness under the jurisprudence ; called matrimony. : It is unfair to free taxpayer citizens of this right. It is societies norm that matrimony should be between a adult male and adult female. but it is non written anyplace within the fundamental law. It is a saddening unfairness to know apart citizens due to their sexual orientation. This is suitably presented when Wolfson writes Under the jurisprudence. matrimony touches every facet of life. from birth to decease. with revenue enhancements in between. Denial of the freedom to get married is one of the harshest inequalities inflicted on sapphic and cheery families- discrimination by their ain government†¦particularly in these tough economic times. The benefits of matrimony should be extended to all person during the present economic state of affairs. Harmonizing to Wolfson. Withholding from these benefits by forestalling same sex matrimony is a premier illustration of favoritism. There is no logical to ground to forestall homosexual matrimony since it has been proven successful. Gay twosomes portion in the freedom to get married in six provinces and the District of Columbia ; the sky hasn’t fallen. Gay matrimony has been proven successful in other parts of the universe along with some of the United States. Same sex matrimony is deriving more and more credence. yet it is discriminated against province and federal authoritiess. The Federal authorities marks homosexual twosomes through the passage of DOMA ( Defense of Marriage Act ) . Wolfstan claims DOMA injuries married same-sex twosomes by keep backing the more than one thousand federal duties and protections accorded all other married twosomes. Benefits such as societal security subsister and wellness coverage are withheld from married twosomes. The fundamental law commands equal justness for all and Wolfson believes its clip to stay by our nation’s written jurisprudence. Although Evan Wolfson nowadayss valid points. there are many holes in his statement. The writer neglects many facets while portraying his ain thoughts. To get down with. why is it necessary to specify a relationship with the rubric of Marriage? If two people of the same sex want to be in a relationship. why non merely be together? The writer claims that Gay twosomes portion in the freedom to get married in six provinces and the District of Columbia ; the sky hasn’t fallen. In the actual sense this statement is true. but what about the rise in divorce rates in the six provinces and District of Columbia? The sky hasn’t fallen. but there may be negative effects to the legalisation of cheery matrimony. Wolfston besides charges the province and federal authoritiess with favoritism against homosexuals. It is the government’s occupation to delight the bulk. and if anti-gay statute law will make that. so be it. If same sex twosomes are offended with province policies. why can’t they move to a different province or state? Wolfson references many appropriate points. but why doesn’t he mention any outside beginnings? Supplying no information from experts in the Fieldss or resources challenges the credibleness of his statement. Marriage is traditionally defined as a brotherhood between a adult male and a adult female. non a adult female and a adult female. or adult male and a adult male. The legalisation of cheery matrimony would do societal and economic hazards that can’t be overlooked. In his article Opinion: Gay matrimony should non be made legal. Ryan Normandin presents legion legitimate grounds as to why cheery matrimony shouldn’t be legalized. Many cheery rights advocators believe that they have the right to get married whomever they want under the equal rights protection clause. but that is surely non the instance. As Normandin explains in his article. They claim that the Equal Protection Clause of the Fourteenth Amendment guarantees them the right to get married whomever they desire. including members of the same sex. To prohibit this would. in their heads. be favoritism. But do all people have the right to get married whomever they want already. with the exclusion of same-sex twosomes? No ; provinces have Torahs modulating matrimony. prohibiting first cousins from get marrieding. brothers and sisters from get marrieding. parents and offspring from get marrieding. and people from get marrieding animate beings. inanimate objects. or multiple other persons. The legalisation of cheery matrimony would open legal doors to other signifiers of relationships such as polygamous. incestuous. and other untraditional relationships. By the logic of cheery matrimony. everyone has an equal right to get married whomever or whatever he or she pleases. It is merely suiting that province and federal authoritiess regulate matrimony. he claims. Traditional matrimony is good to the American authorities. which makes it appropriate for twosomes to have revenue enhancement interruptions and legion benefits. Ryan Normnadin explains it best when he literates The principle is that males and females. when married. are more likely to reproduce. therefore guaranting the continuance of American society. It is surely to America’s advantage to hold citizens. so there exists a compelling province involvement warranting authorities subsidisation of heterosexual matrimony. Since traditional matrimony is assisting the United States procreate. it is in the government’s best involvement to subsidise matrimony that is increasing its figure of citizens. Many persons in favour of homosexual rights believe that felicity of same-sex twosomes is adequate a ground for its legalisation. Unfortunately. that is non the instance since happiness is non a compelling adequate statement when weighed against the drawbacks of cheery matrimony. One of the major drawbacks is that same sex twosome can non foster a kid decently. The well being of a kid can non be jeopardized for happiness. Although cheery twosomes can’t reproduce. unreal insemination and acceptance are some options. Although. these statements do non turn out a feasible option because complications can originate. Normandin refers to University of Canterbury professor Bruce J. Ellis to turn out this point. Professor Ellis’s research claims greater exposure to beget absence was strongly associated with elevated hazard for early sexual activity and adolescent gestation. These are hazards that can’t be taken lightly merely to do sapphic twosomes happy. There are besides hazards involved in rearing in respects male twosomes. The writer besides refers to Stanford psychologist Eleanor MacCoby who points out that mothers. on norm. may hold slightly stronger parental instincts’ when it comes to reacting to immature babies. It is of arrant importance for a kid to turn up with both a female parent and male parent. Harmonizing to Normandin’s beliefs. Happiness is non adequate ground to harm the hereafter of infinite kids. Ryan Normandin presents a compelling statement. but there are defects in many of his thoughts. For illustration. the writer compares cheery matrimony to incest and bestiality. Is it truly fair to compare cheery matrimony to such formidable Acts of the Apostless against nature? Bestiality and incest have far more negative effects so gay matrimony. so it is non just to compare them. They inability of homosexual twosomes to reproduce is another point Normandin brings approximately. Although this statement is valid. isn’t unreal insemination a tool that can assist sapphic twosomes reproduce? What about the 1000s of ignored kids male twosomes can salvage? Last. the writer quotes assorted professionals to indicate out that kids of same sex twosomes will hold complications due to an absent male parent or female parent. Studies show that this possibly true. but what about household members that can make full that absent function nowadays in same-sex twosomes? Can’t the grandma or aunt provide maternal attention to a kid of a male twosome? Why can’t a gramps or uncle act as a fatherlike figure for a sapphic couple’s kid? Normandin provided a really compelling statement. but there are minor uncertainties to his thoughts. After analysing both sides of the issue along with my anterior experiences and cognition. cheery matrimony should non be legalized. Both articles made valid points. but Ryan Normandin’s opinionated piece Opinion: Gay matrimony should non be made legal changed my perceptual experience on this issue wholly. Sing matrimony as a governmental issue. non a personal 1. do me recognize that matrimony isn’t merely approximately felicity. Marriage between a adult male and a adult female is good to the authorities. therefore it is allowed. Since same-sex matrimony doesn’t pose benefits. such as reproduction. to the United Sates or its citizens. it is either prohibited or extremely restricted. Reproduction is required for the endurance of any society and legalising cheery matrimony would hold reproducing unimportant. Gay matrimony besides causes desperate effects for the couple’s childs. I have witnessed my co-worker’s merely child. Marshall. with an absentee male parent figure. Due to a losing male parent. Marshall took portion with the incorrect crowd and disregarded all authorization. I have besides witnessed the psychological jobs with childs who are losing a female parent. My cousin. who has two female parents. is socially awkward and lacks basic conversation accomplishments. To guarantee the full wellness of a kid. they need both a female parent and a male parent figure to supply maternally and fatherlike inherent aptitudes. Same sex families are non ideal environments for kids. Another good point that Normandin posed was that the legalisation of cheery matrimony would open doors to other sort of relationships such as polygamy. This would doubtless take to farther deconstruction of matrimony and household. I besides believe same sex matrimony to hold damaging effects on society. A intelligence study I read claimed that legalising cheery matrimony in Scandinavia is linked to the cause of population diminution and higher divorce rates. Numerous researches province that homosexual relationships don’t last long term. The fact that Wolfson did non supply any outside beginnings was another factor that shaped my sentiment. I believe that outside beginnings make an statement much more believable. Challenging cultural. moral. societal values. the disadvantages of cheery matrimony greatly outweigh the advantages. Plants Cited Normandin. Ryan. Gay Marriage Should Not Be Made Legal – The Tech. Gay Marriage Should Not Be Made Legal – The Tech. Massachusetts Institute of Technology. 06 July 2011. Web. 08 Sept. 2013. . Wolfson. Evan. Without Nationwide Gay Marriage. U. S. Government Discriminates. US News. U. S. News A ; World Report. 7 Oct. 2011. Web. 08 Sept. 2013. .

Alzheimer’s disease Essays

Alzheimer’s disease Essays Alzheimer’s disease Essay Alzheimer’s disease Essay This specific instance is about Eli Lilly developing a new drug which is said to cure Alzheimer’s disease. However, when patients started taking the drug, their condition even regressed. Moreover, they risked developing skin cancer. Although there are various aspects involved here, the problem that this paper will address is that of ethical practices. Lilly obviously conducted laboratory tests which proved successful. When they tested the drug in real people with Alzheimer’s, they realized that it’s not working and it’s even contributing to a worse case of Alzheimer’s. But what could have been done in order to prevent this type of scenario? The next question here is, to what degree must human testing be done in order to serve the common good? Given that the experiment was successful, the next the Lilly will do is to mass produce and manufacture this drug and sell it to people with Alzheimer’s. But now that it turned wrong, were the experiment participants insured before the experimentation began? Should the experts considered stopping the experimentation when the first few symptoms of regression appeared? Lilly is a global pharmaceutical plant leading in most researches to discover new medications for various types of disease. However, in this particular experimentation procedure, pharmaceutical ethics were not applied. There could be a â€Å"greater good† which needs to be attained- even though it means sacrificing other people to do so. Anyway, since the experimentation was not successful and Lilly expressed that it will not continue the research on this drug anymore, then goals were not met. There was no wonder Alzhemier’s drug that was created and it even caused more suffering both to the Alzheimer’s patients who tested the medication and their family. Bibliography Kolata, G. (2010, August 18). Doubt on Tactic in Alzheimer’s Battle. Retrieved August 21, 2010, from nytimes. com/2010/08/19/health/19alzheimers. html? _r=1ref=health Appendix A Doubt on Tactic in Alzheimer’s Battle By GINA KOLATA Published: August 18, 2010 The failure of a promising Alzheimer’s drug in clinical trials highlights the gap between diagnosis - where real progress has recently been made - and treatment of the disease. It was not just that the drug, made by Eli Lilly, did not work - maybe that could be explained by saying the patients’ illness was too far advanced when they received it. It was that the drug actually made them worse, the company said. And the larger the dose they took, the worse were patients’ symptoms of memory loss and inability to care for themselves. Not only that, the drug also increased the risk of skin cancer. So when Lilly announced on Tuesday that it was ending its large clinical trials of that drug, semagacestat, researchers were dismayed. â€Å"Obviously, this is disappointing news, to say the least,† said Dr. Steven Paul, an Alzheimer’s researcher and a recently retired executive vice president at Lilly. Beyond the setback for Lilly, the study raises questions about a leading hypothesis of the cause of Alzheimer’s and how to treat it. The idea, known as the amyloid hypothesis, says the disease occurs when a toxic protein, beta amyloid, accumulates in the brain. The idea is that if beta amyloid levels are reduced, the disease might be slowed, halted or even prevented if treatment starts early enough. The Lilly drug, like most of the more than 100 Alzheimer’s drugs under development, blocks an enzyme, gamma secretase, needed to make beta amyloid. It was among the first shown to breach the blood-brain barrier and reduce levels of beta amyloid in the brain. And, company studies showed, it did reduce amyloid production. â€Å"We did get enough in the brain to have an effect,† said Dr. Eric Siemers, medical director of Lilly’s Alzheimer’s disease team. â€Å"Unfortunately, the effect was not what we wanted. † Now researchers are focused on what went wrong, and why. Some, like Dr. Lon Schneider, an Alzheimer’s researcher at the University of Southern California, say the drug’s failure may mean the field is rushing off a cliff in its near single-minded focus on blocking the production of amyloid. Dr. Schneider, like most leading Alzheimer’s researchers, consults for a number of drug companies, including Lilly. The Lilly study’s failure, he said, â€Å"chips away at that approach to testing the amyloid hypothesis. † â€Å"We don’t know what the drug targets for Alzheimer’s disease are,† Dr. Schneider said. â€Å"We don’t know because we don’t know the causes of Alzheimer’s. † At the very least, said Dr. P. Murali Doraiswamy, an Alzheimer’s researcher at Duke University, the Lilly result â€Å"clearly tells us that our current views may be too simplistic. † Dr. Doraiswamy said he was not abandoning the amyloid hypothesis. But, he said, â€Å"this is a time of major soul-searching in the field. † â€Å"What worries me is that we don’t know if this was a toxicity unique to Lilly’s drug and this late-stage population or whether it also applies to similar anti-amyloid therapies given at earlier stages of the disease,† Dr. Doraiswamy said. The bad news came on the heels of what researchers see as a resurgence of hope in this challenging field. With new cooperation in research they have made advances in diagnosing Alzheimer’s, a disease that used to be uncertain until autopsy. And those new diagnostic tests are still exciting, researchers said. PET scans of amyloid plaques in the brain and tests of cerebrospinal fluid can show amyloid accumulation long before people have symptoms of Alzheimer’s disease and, as recently reported, appear to identify people at high risk of the disease. Researchers believe the best time to try to alter the course of the disease is before memory loss. By then, brain cells are dead or dying and are unlikely to be restored. At this point, though, when there is no treatment, those tests are primarily a benefit for companies testing new therapies and researchers trying to understand the disease’s progress. . The long journey of semagacestat began more than a decade ago when Lilly scientists discovered it could block gamma secretase in laboratory experiments. Years of work followed, showing it appeared safe, that it got into the brains of people, that it reduced the production of amyloid in the brain. Finally, in 2008, Lilly began two large studies of semagacestat, enrolling more than 2,600 people with Alzheimer’s disease. The company did not expect its drug to reverse the disease - patients’ brains were too ravaged for that, said Richard Mohs, Lilly’s team leader in Alzheimer’s research. But it did hope to slow the disease’s progression. Now, with the abrupt end of the studies, patients will continue to be followed but no one will be taking any more of the drug. â€Å"The fact that people got worse means there is biology we don’t understand,† Dr. Mohs said. There are several possible explanations. One is that the drug altered the functioning of other proteins in the brain and body - it now appears that gamma secretase is involved in the production of about 20 proteins in addition to beta amyloid. Companies, including Lilly, are developing drugs that block gamma secretase from making amyloid but have little effect on other proteins. One company, Bristol-Myers Squibb, says that is what its drug does. Its drug is now being tested in two clinical trials. In one, the participants have Alzheimer’s. In the other, they have lesser memory impairment and have brain amyloid PET scans and tests of cerebrospinal fluid showing amyloid is accumulating in their brains, indicating that they are likely to develop Alzheimer’s. â€Å"We still like the amyloid hypothesis,† said Charlie Albright, a Bristol-Myers group director in neuroscience biology. The Lilly drug failure â€Å"doesn’t affect our enthusiasm about going forward. † Another possibility is that the enzyme is decreasing production not just of a dangerous form of amyloid, known as a beta 42, but also of another form, a beta 40, that may protect the brain. Companies are developing so-called selective gamma secretase inhibitors, Dr. Paul said, which only block the production of a beta 42. Lilly and other companies are also testing monoclonal antibodies to reduce amyloid levels. And companies are pursuing a more difficult target - blocking a protein, tau, that accumulates in dead and dying nerve cells after the disease is under way. But Alzheimer’s experts worry about the future. The research is extremely expensive - Lilly spent hundreds of millions of dollars on its failed drug - and it can take a decade or more to know if a drug works. It can take even longer if drugs are tested in people with mild symptoms of Alzheimer’s disease or in people who are at high risk but have no symptoms yet - a direction many think is necessary to really make a difference. â€Å"Failures certainly don’t build energy and enthusiasm,† said Dr. Samuel Gandy, an Alzheimer’s researcher at Mount Sinai Medical Center. â€Å"The market is still there, but failures do take their toll. † A version of this news analysis appeared in print on August 19, 2010, on page A14 of the New York edition.

ACT Test and Registration Dates for 2018 - 2019

ACT Test and Registration Dates for 2018 - 2019 For the 2018-19 admissions cycle, U.S. students have seven ACT testing dates from which to choose. The exam is offered in September, October, December, February, April, June, and July. The July option is new in 2018. Registration deadlines are roughly five weeks before the exam, so be sure to plan ahead. When Is the ACT in the United States? For the 2018  - 19  academic year, the ACT test dates and registration deadlines are presented in the table below. Important ACT Dates -   2018-19 Test Date Registration Deadline Late Registration Deadline June 9, 2018 May 4, 2018 May 20, 2018 July 14, 2018 June 15, 2018 June 22, 2018 September 9, 2018 August 10, 2018 August 26, 2018 October 27, 2018 September 28, 2018 October 14, 2018 December 8, 2018 November 2, 2018 November 19, 2018 February 9, 2019 January 11, 2019 January 18, 2019 April 13, 2019 March 8, 2019 March 25, 2019 June 8, 2019 May 3, 2019 May 20, 2019 July 13, 2019 June 14, 2019 June 24, 2019 Note that the February and July ACT is not offered in New York State. In California, no test centers are scheduled for July. International test dates are generally the same as those in the United States, but options may be limited. When Is the ACT Offered Outside of the United States? If youre taking the ACT outside of the United States, Canada, Puerto Rico, or U.S. territories, you should register online for the exam. The test dates are the same as for the United States with the exception of February when the exam is not offered at international test locations. There is a $57.50  fee for international testing and late registration is not available. Is the ACT Always on a Saturday? The ACT test dates, like the SAT test dates, are on select Saturdays throughout the year. For some students, however, religious convictions make Saturday testing impossible. For these cases, the ACT is offered at a limited number of testing locations on Sundays. Youll be able to locate these Sunday test centers on the ACT website when you register for the exam.   It is also possible to apply for arranged testing  if there is no Sunday test center near you, you live in a country where the ACT is not offered, or if you are confined to a correctional facility on all of the test dates. Note that non-Saturday testing is not an option for the great majority of high school students, and you should make every effort to sit for the ACT during one of the Saturday exam administrations Is the ACT Offered Near Me? On the ACT website, youll find a tool for finding your nearest test center. The great majority of students should be able to find a test center within an hour of home, and you may even find that your own high school is a test center. Some rural students, however, may find that the exam will require a bit more travel. The situation can be even more challenging for international students. Some countries have just one or two test centers, and a few countries have none at all. Some international students may need to travel long distances or to other countries in order to take the exam. How Does ACT Test Registration Work? To register for the ACT, youll need to create an online account on the ACT website. The process can take about 40 minutes because the registration form will ask you about your personal information, interests, and high school course details. Youll also need to locate the test center where you want to take the exam, and youll need to have a credit card or other form of payment handy to pay the registration fees. Finally, youll need to provide a headshot photo for your registration ticket. This is a security measure to ensure that the person taking the exam is the same person who registered for the exam.   When Is the Best Time to Take the ACT? When you take the ACT is entirely up to you, but some exam strategies work better than others. Because the ACT is an achievement test (rather than an aptitude test), it asks you about information you have learned in high school. The result is that taking the exam in 9th or 10th grade may not be the best idea for the simple reason that you probably havent yet covered all of the material that will appear on the exam. One of the common approaches to the ACT is to take the exam in the second half of your junior year (February, April, May, or June). If you dont get good ACT scores from that test, you have time to prepare further and then retake the exam at the beginning of your senior year (July, September, or October). Be careful with the December test date: youll want to make sure the scores will be available in time to meet all of your application deadlines. It is always an option to take the ACT more than twice, but doing so shouldnt be necessary for the great majority of students. In many cases, in fact, a single testing in the spring of junior year can be more than adequate if you find your scores are in line with your target schools. What Does It Cost to Register for the ACT? At the time of registration, you will need to pay the fees for the ACT. The current fees for some of the most popular exam services are as follows: $46.00 for the basic ACT. This fee includes score results for the student, the students school, and four colleges$62.50 for the ACT with Writing$29.50  additional fee if you register late$53.00  additional fee if you register for standby testing (after the late registration deadline)$13  for additional score reports As you plan your college budget, be sure to keep these costs in mind. College expenses arent just about tuition, room, and board. Applying to college is also expensive, and standardized tests are a big part of that cost. If you take the ACT twice and need to send score reports to a dozen colleges, your ACT costs will most likely be several hundred dollars. The good news is that fee waivers are available for qualifying students from low income families. A Final Word About ACT Test Dates and Registration For better or worse, standardized tests are an important part of the college application process. Even if you are applying to test-optional colleges, you may need to take either the ACT or SAT to qualify for scholarships, to be placed into the appropriate classes, or to meet NCAA requirements for athletic participation.   Finally, dont put off thinking about the ACT. Youll want to carefully plan when you take the exam, and youll also need to plan ahead so that you dont miss registration deadlines.

Explain a Marketing concept for MKGT 3000 Essay Example | Topics and Well Written Essays - 500 words

Explain a Marketing concept for MKGT 3000 - Essay Example After a promising idea is identified, concept development is performed by analyzing possible product ideas that could be developed and further refined. Afterward concept testing is performed where the product concept is presented to a panel of your target customer base and their reactions and comments are gauged. After a particular product idea or concept is chosen based on customer acceptance a market strategy analysis is devised in order to devise a cost effective marketing strategy that is tailored to the targeted market segment. A business analysis is then performed in order to determine if the product meets the firm's financial goals. From then product development, market testing, and finally commercialization or product launch finishes the process. The whole product development process is one that is full of risks and uncertainty. Costs overrun, changes in technology, and consumer behavior or preferences can have disastrous results in the success of a new product launch.

UK Banking Sector Reforms Dissertation Example | Topics and Well Written Essays - 5750 words

UK Banking Sector Reforms - Dissertation Example The business environment in the modern world has become highly volatile. Different sectors make reformations that aim at responding to these changes in the economic, legal-political, technological and sociocultural environment. The United Kingdoms banking sector has experienced myriad reforms in the memorable past in this regard. Deregulation of the banking sector in the 1970s and 1980s in the United Kingdom enabled banks to take vantage of the lucrative opportunities that came with financial innovation and globalization. As a result, functionally large and geographically diverse banking groups have emerged in the United Kingdom. The public-policy attention in the United Kingdom has been focused primarily on the costs of the banking sector, which is dominated by complex and large institutions that appear too important to fail. New players and products have emerged in the industry over the last 50 years. Banks in the United Kingdom have continued to become larger and central to the provision of a full range of financial services. The emergence of highly interconnected universal banks in the banking sector has completely harnessed the economic network and tremendously increased the likelihood of system-wide contagion. The condition has been a characteristic of individual banks distress.

Marketing Plan - XYZ Essay Example | Topics and Well Written Essays - 6750 words

Marketing Plan - XYZ - Essay Example This report will introduce competitor analysis that will focus particularly on the SWOT analysis for this business. At the micro environment the focus is on the economic and social forces and to a minor extent the regulatory forces that prevail at this level; in particular it will be a focus on the patient, client and employee analysis and the importance of these relationships. Patients have come to expect a comfortable and courteous environment provided by empathic staff that stresses the interpersonal dimension of the quality of health care service with higher quality service present to improve clinical outcomes and patient and doctor satisfaction whilst reducing cost and increasing value This discussion declares that at the National level the influences on the practice can predominately be political in the sense that the Government is the regulatory body of medical laws. The Government is also the provider of much of the medical income through its Medicare system, the Medicare system facilitates a higher uptake of all medical services and regulates the rebates returned for those services. This comes about by its funding of Medicare and Department of Veteran Affairs rebate for both private and public patients which is the major source of the practice income as each procedure or consultation provided attracts a rebate. The most predominant force at the meso environment level is the GPs.

Criminology Report- the increasing problem of employee theft Essay

Criminology Report- the increasing problem of employee theft - Essay Example However, surveys have shown that in such set ups the employees may tend to take advantage of the situation to defraud the business. Employee ethics is supposed to play an important role in this case where the employees are supposed to take care of the enterprise on behalf of the employer (Riley, Wells & Kranacher, 2010). Various studies have addressed factors such as workplace culture where in a given company, employees are used to stealing, economic need which is seen as the major reason why employees engage in the act. In various case, employees who are underpaid will tend to improvise a way that they can use to get the extra coins needed to sustain their living. This is often done by stealing from the business. Personal predisposition is also seen as a major reason why employees are involved in such cases (Schrager, 2014). In cases where the employee feels that the employment relations are not fair, the employee often tend to cover that up by engaging in such felonies such as stealing. This will give him/her temporary contention regardless of the damage that the act may cause to the business. This report on employee theft will be written in reference to the British Retail Consortium Retail Crime Survey 2013. According to the survey, the direct cost of retail crime was  £511 million in 2012/2013. The recorded results were lower than what had been recorded in 2011/2013. However, there is an acute rise in the cases of employee theft looking at the values in 2007/2008. In fact, the cost in 2012/2013 is 166% of the value recorded in 2007/2008. The offences reported in the retail industry were 766, 227. This being just a small percentage of the total number of cases supposed to be about 2.7 million. This is a huge value which shows how serious the offense is and calling for immediate measures to curb it as the economic pressure continues to predispose the employees

Employee Benefits Essay Example | Topics and Well Written Essays - 500 words

Employee Benefits - Essay Example This measure may be used effectively as an incentive tool - where managers will be provided with a ten days paid vacation trip (in the form of a package), on condition that he/she has completed two years of service and has been able to successfully achieve target set (both qualitative and quantitative). In ensure full productivity in the highly labor intensive spa industry, it is necessary to provide offs to the employees, which will help them rejuvenate. An implication here may be that the employees may opt for the holidays in unison, and that this may become an issue, especially during festivals. Proper counseling and the mention of an appropriate clause in the contract will ensure that this plan is implemented soundly. The scheme of holidays may be devised as follows: In a bid to be engaged to the Spa, the management may extended benefits like free training to one family member, on condition that the trainee will be absorbed into the organization on the successful completion of the training program. The managers and his/her family members should be provided professional support for working through personal challenges, which can imbalance their working life, such as family problems, financial issues, legal issues and emotional problems.

Arab economic integration Research Paper Example | Topics and Well Written Essays - 4000 words

Arab economic integration - Research Paper Example All of these aimed at enhancing the economic development of its member states (Hakimian & Nugent, 2005). The Gulf cooperation council member states had a notable difference in regard to the economic growth and also difference in the gross domestic product per capital where Kuwait has the lowest figure of US$ 1000 compared to the United Arab Emirates which has over US$25000 (United Nations, 2009). With these disparities in the level of per capita income the Arab economic integration has to engage in an intra-industry trade and economic activities which is guided by the product differentiation. The reason of choosing this market driven by product differentiation is to gather and accommodate the existing income and GDP differences as well as preference. The major characteristic and influence that has been introduced by the Arab economic integration is the reduction and the elimination of the trade barriers that exist in between the member states, the reduction of the standard trade barr iers include the non tariff barriers and the general costs of real trade (Hakimian & Nugent, 2005). The economic analysis and the evaluation of the Arab economic integration can be taken into account in two different dimensions where the first dimension is about the focus on the goods and services market, this dimension can be used to evaluate and assess the suitability and the desirability in regards as well as the context of the Arab integration. The second dimension comprises the reasoning in terms of the vicious circle; this provides that the idea of Arab economic integration has not been that effective because of the little intra regional trade due to the lack of organized...This paper mainly focuses on initiation of the Arab economic integration, more specifically on the countries, which are active members of the Gulf Cooperation Council. It provides a clear description of the market environment in these countries and the strategies that the governments of the respective membe r states have put into place to enhance the efforts of integration. The paper further focuses on both the major challenges that limit the implementation process and the possible approaches that can be adopted, so as to achieve optimum economic integration among the GCC member states. Regional economic integration among the Arab countries especially for the GCC countries has been a notable phenomenon. Efforts of regional economic integration in these countries started earlier than any other developing region in the world at around 1950s, The Arab states resolved on adopting numerous regional economic agreements that aimed at lifting up trade barriers mainly on preferential basis. These initiatives of economic integration had a significant economic impact on these integrated countries. The studies and analysis of this Arab integration indicated that the slow accomplishment and realization of the integration is due to the low intra-regional trade of goods among the member states. The key challenge in the pursuance of the economic integration by Arab countries is the efforts to establish a common market or a custom union. This has not been made possible due to its implementation nature where it requires agreement and harmonization of policies and regulations between the states. There is a need to establish institutional mechanisms, that will promote regional economic integration, in these counries.

Comparison and Contrast Essay Example | Topics and Well Written Essays - 1250 words

Comparison and Contrast - Essay Example These animals are similar in terms of origin, physical features and uses. Donkeys and horses both came from the same descendants: scientific genus Equus. Although they are not perfectly identical genetically, they both indulge in no different activities. Because of their similarity in terms of genes and physical features, it is plausible for them to mate and interbreed. In fact, the offspring of this unique breeding is called a mule. In addition, donkeys and horses have very similar habits. They are both highly active physically with horses considered to be just a little more vigorous and faster than donkeys. From the outside, both animals look considerably alike. Both stand with four legs and possess an extended hairy tail on its back, tresses along their necks, and elongated ears. Although they vary [Student’s Last Name] 2 in size in general, horses and donkeys both possess bulky body built, which make them perfect for pack chores and absolutely not well suited to live indoo rs. And yet another similarity is their use by humans. Since the time of Jesus Christ or even long before that, donkeys and horses are already used for transportation purposes. They are extensively used for distant travel and in carrying heavy loads that humans could not normally carry. And because of their heavy built, many pheasants use them for farming reasons. Donkeys and horses are wonderful creatures. It does not really matter whether they are similar in terms of origin, physical feature, or uses; both animals should be treated with care and respect just like what most humans relish. Even though both make for excellent pack animals because of their built, it should not be the only reason for them to walk this earth. II Love and hatred are like oil and water, they don’t mingle. But the motivation that lulls behind each of them leads someone to either lofty triumphs or a dead end. In movies like Rush Hour and Fighting Club, something has to be learned: a person can decide how he would discern things and how he would respond. He may choose to merge with love or to usher hatred. In the movie Fighting Club, the Narrator emphasized, though subtly, the importance of unity – not just unity with others but unity with one’s self. If we love ourselves, we learn to love others. Why love? Love begets every wonderful thing in the world. With love, one learns to respect not just his own self but also others. With love, one learns to value health, soundness of mind, rest, and Divine connection. The absence of love could be a focal point of disaster. [Student’s Last Name] 3 On the other hand, in the movie Rush Hour, an array of unwarranted slaughters is detailed. People are stuck in a rut of hatred and passion for revenge. The movie showed the consequences of abhorrence. In the realm of darkness and animosity, one can only hope to change but in there, good things are never to be seen. The beginning of hatred is the beginning of a downfall. The re must be nothing like choosing between love and hatred. If someone can choose to give love, why choose hatred. In a context of marriage and family, the one that binds the family together is respect, understanding, and care but above everything else is love. III Dogs and snakes are wonderful creatures. Their existence did not come as a supplement or a mere embellishment to the world. They aid in sustaining balance in our ecosystem: dogs are naturally borne

What are the key internal factors and external factors to be Essay

What are the key internal factors and external factors to be considered in price decision making - Essay Example he equilibrium point where demand curve intersects with supply curve is the deciding point at which price is determined. When price is considered in terms of demand and supply, it can be said that price has inverse relationship with demand and positive relationship with supply. In other words, when price increases demand decreases and vice versa, while price increases supply also increases. This is because, when price increases, the customers would like to reduce its consumption as the product seems to be more expensive. Likewise, when price increases, the firms will be encouraged to produce or supply more, as they expect more for their products. In another words, price has the tendency to be increased by the increased demand and to be decreased by the increased supply. But in a real market, price is not solely determined by the equilibrium position of supply and demand, but some other factors also play crucial role in deciding the price of the products. Pricing is a more a complex a nd complicated process than a simple determination of demand and supply. Hence, pricing policies which are deliberately taken by the firm is the most important deciding factor which decides the price of a particular product. These pricing policies of the firm are influenced, in general, by two sets of factors- internal and external. Both the internal as well as external factors influence the pricing decisions of any enterprise or firm. These factors may be psychological, economical, quantitative or qualitative. (Sawyer, 1981 and Kotler, 1997). 2. Internal Factors Pricing decisions are influenced by a number of internal factors which consist of profit margin, cost of production and other expenses, brand image and expectations of the company, suppliers’ and employees’ efficiency and responsiveness of the product to the price changes (Kotler, 1997). . These factors can broadly categorized under the following heads: 2.1 Corporate and marketing objectives of the firm. Corpo rate and marketing objectives of the firm mainly seek to recover the cost elements of all types, to make target returns and to maximize the profit. Coverage of the corporate cost of production as well as marketing should be an influential factor of pricing policy of the firm. Corporate objective of making specific return rates on the basis of internal cost factors is another important internal factor which play crucial role in an organization’s pricing strategy. Some important examples of other market objectives are survival of the firm in a high competitive atmosphere, current profit maximization, market share leadership and product quality leadership (Munroe, 1990). 2.2. Image sought by the firm through the price By setting a particular price or implementing a pricing policy, the firms seek a particular public image and this image plays a crucial role in the pricing policy. For example, premium prices are usually being charged for global brand. Likewise, a plant keep going by setting a low price in the hope that in future, the plant can increase the demand. In this case, survival is more important than price or profit maximization (Forman, 1998). 2.2 The Stage of the Production in its life cycle The stage of the production under which the firm goes through is an important factor in the price setting strategy. Whether the firm is going through increasing, decreasing or stagnant returns of scale and where the position of its average and marginal product curves stand, are the important things which decisively play role in the pricing policy of the firm. 2.3. Capacity Utilization and Market Contribution rates Capacity utilization has a positive influence on cost-based pricing strategies. Organizations operating at full capacity are capable of spreading the fixed cost to various units and

Internet and Extranet Coursework Example | Topics and Well Written Essays - 250 words

Internet and Extranet - Coursework Example Extranet, in contrast, is an internal network, but the only difference is that it can be accessed externally. This means that there is limited access to people outside the organization for purposes such as education and/or business. An organization’s vendors, suppliers, partners, and customers can access information through the extranet (Bidgoli, 2004). Reverse logistics involves the movement of products from their final destination to the manufacturer or distributor of the product. This is either to refurbish or remanufacture the products, so as to capture the initial or intended value. The presence of the intranet in this case can help employees in a certain organization to share information as to what the product(s) needs, and how the movement of the product happened. The extranet, in such a case, would also bring the customer into the picture. If a customer is given access to a certain organization and certain aspects of its business, it means that they are loyal. They can, therefore, share information on the products sold, and why they might need refurbishing. Since manufacturers are also a part of this extranet, they might be made aware by both the customers and the organization they are meant to serve (Mollenkopf, Russo & Frankel,

Human Resource Leadership in Education Essay Example | Topics and Well Written Essays - 2000 words

Human Resource Leadership in Education - Essay Example Human resource development is the process of increasing the knowledge, skills and capacities of all the people in the society. In economic term it would be described as the account of the human capital and its effective investment in the development of an economy in political terms Human resource development prepares people to admit participation in political processes, from social and cultural points of vias it helps pple to lead fuller and riches lives that are less bound by tradition. In general the process of human resource development unlocks the door to modernization. Human resources are developed in many ways. Formal education is the most obvious, beginning with pry or 1st level education, continuing with various forms of secondary education, and then higher education including colleges, higher technical institutes and universities. Human resources are also developed through systematic or informal training programs in employing institutions, and adult education programs and through membership in various political, social, religious and cultural groups. Another process is self development as individuals seek to acquire greater knowledge skills or capacity through preparation on their own initiative by taking formal or correspondence courses, by reading or learning from others in formal contacts. Other process include; Improvement in the health of the workers through better medical and public health programs and improvement in nutrition, which increase the working capacity of people, on a man-hour basis as well as over a working life, which may cause economic growth. Human resource leadership has been a very important factor in the general development of Georgia state. There has been considerable growth and development in its education sector both in rural and urban area

General Motors -- Consumer Market Assignment Example | Topics and Well Written Essays - 750 words

General Motors -- Consumer Market - Assignment Example It also seeks to target the posh market by growing its sales for Cadillac and increase its growth in the Chinese market through its joint ventures. Its investments in China reach $14 billion expected to improve production and manufacturing between 2014 and 2018 (Rama, 2013). With every market, GM realizes that it has a different target and a new challenge to create a car that will suit the customer profile. To understand the market, the company has to create products that make it easier to fit into the customer’s profile. The goal is to ensure that the customer expectations are met and even exceeded. To do this, the customers range from low-income earners to the high-income earners, with each class given an affordable car pricewise and comfortable to the drivers (Falter, 2013). Despite the class, the comfort is a guarantee. The company has a proactive approach towards meeting customer profile needs and demands by starting from the design process so as to be in accord with the customer. This allows the improvement of any process to be in line with the needs noted from the customers (Kurtz, 2010). To attain its goals, GM has resulted to the use of the values that have held it together all along. The aim is to establish a vision they can meet by allowing customers to be their sole determinants of what to manufacture. This has made the company use its resources to market those cars that have maintained steady growth over the years to create a platform that revolves around the mission of growing the value that GM has attained over time (Falter, 2013). This is coupled with increased objectives of satisfying their markets and ensuring they have quality products to satisfy their customers and eventually improve its financial results. In fact, boosting the company’s profit has become one of the important objectives of its marketing goals because of the years that reduced its profitability and led to its bankruptcy. With the urge to create, connect and compete, GM

What are the key internal factors and external factors to be Essay

What are the key internal factors and external factors to be considered in price decision making - Essay Example he equilibrium point where demand curve intersects with supply curve is the deciding point at which price is determined. When price is considered in terms of demand and supply, it can be said that price has inverse relationship with demand and positive relationship with supply. In other words, when price increases demand decreases and vice versa, while price increases supply also increases. This is because, when price increases, the customers would like to reduce its consumption as the product seems to be more expensive. Likewise, when price increases, the firms will be encouraged to produce or supply more, as they expect more for their products. In another words, price has the tendency to be increased by the increased demand and to be decreased by the increased supply. But in a real market, price is not solely determined by the equilibrium position of supply and demand, but some other factors also play crucial role in deciding the price of the products. Pricing is a more a complex a nd complicated process than a simple determination of demand and supply. Hence, pricing policies which are deliberately taken by the firm is the most important deciding factor which decides the price of a particular product. These pricing policies of the firm are influenced, in general, by two sets of factors- internal and external. Both the internal as well as external factors influence the pricing decisions of any enterprise or firm. These factors may be psychological, economical, quantitative or qualitative. (Sawyer, 1981 and Kotler, 1997). 2. Internal Factors Pricing decisions are influenced by a number of internal factors which consist of profit margin, cost of production and other expenses, brand image and expectations of the company, suppliers’ and employees’ efficiency and responsiveness of the product to the price changes (Kotler, 1997). . These factors can broadly categorized under the following heads: 2.1 Corporate and marketing objectives of the firm. Corpo rate and marketing objectives of the firm mainly seek to recover the cost elements of all types, to make target returns and to maximize the profit. Coverage of the corporate cost of production as well as marketing should be an influential factor of pricing policy of the firm. Corporate objective of making specific return rates on the basis of internal cost factors is another important internal factor which play crucial role in an organization’s pricing strategy. Some important examples of other market objectives are survival of the firm in a high competitive atmosphere, current profit maximization, market share leadership and product quality leadership (Munroe, 1990). 2.2. Image sought by the firm through the price By setting a particular price or implementing a pricing policy, the firms seek a particular public image and this image plays a crucial role in the pricing policy. For example, premium prices are usually being charged for global brand. Likewise, a plant keep going by setting a low price in the hope that in future, the plant can increase the demand. In this case, survival is more important than price or profit maximization (Forman, 1998). 2.2 The Stage of the Production in its life cycle The stage of the production under which the firm goes through is an important factor in the price setting strategy. Whether the firm is going through increasing, decreasing or stagnant returns of scale and where the position of its average and marginal product curves stand, are the important things which decisively play role in the pricing policy of the firm. 2.3. Capacity Utilization and Market Contribution rates Capacity utilization has a positive influence on cost-based pricing strategies. Organizations operating at full capacity are capable of spreading the fixed cost to various units and